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Apply for a Short Term Loan

Applying for a short term loan is very easy. Check below to see if you meet our eligibility criteria.

  • Be over 18 and a NZ resident / citizen
  • Earn over $350 per week (after tax)
  • Pay gets deposited into your own NZ bank account
  • Not be Bankrupt or under a No Asset Procedure
  • Employed for over 3 months in current job
- Express Payment - as quick as 30 minutes ($17.5 fee applies).

Cleared funds are fast transferred into your bank account within 30 minutes following our final approval of your loan.*

 

*Applies only to following banks: ASB, ANZ, BNZ, HSBC, Kiwibank, National and Westpac.
Sorry at this stage we cannot express pay to PSIS branches of the BNZ or Credit Union branches of Westpac.
All required documents (including where applicable a signed loan agreement and direct debit form) must be received no later than 4.30pm Monday to Friday (excluding public holidays) in which case we will usually have sufficient time to complete our checks, approve your loan and make fast payment to you that day. Otherwise payment will occur the following working day.

 

Once we have made fast payment to your bank they should promptly credit your bank account (often this happens instantly). However we cannot control how quickly your bank will act on our fast payment instruction. Should you not recieve your fast payment within 90 minutes after we advised you that your loan has been approved and payment has been made, please contact us.
YOUR PAY & LOAN DETAILS

Please note: this loan type is currently available to new customers only. Future loans may be on different terms.